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Why Bankruptcy

Bankruptcy is not the right option for everyone.  However, there are some things about bankruptcy that are true for everyone who is eligible for bankruptcy relief.  Bankruptcy is a legal process available to most individuals and married couples that permits a person or married couple to either eliminate most types of consumer debt (Chapter 7) or propose a repayment plan under bankruptcy court supervision (Chapter 13).  When you’re ready to consider bankruptcy, how do you know what type of bankruptcy is best for you and your family?  The answer to that question is not necessarily simple and depends on a person’s individual circumstances.  Each person or married couple’s situation is different.  The type of debt you have can be an important factor in determining which bankruptcy options are the most beneficial. There are important differences between Chapter 7 and Chapter 13 bankruptcy.  The Law Offices of Steven P. Taylor, P.C.  is prepared to review your personal situation and offer the most appropriate bankruptcy options available.

Filing for bankruptcy can help you stop:

·         Garnishments

·         Creditor harassment

·         Foreclosures

·         Repossession


Depending on the specifics of your situation, we can help eliminate second mortgages, reduce auto installment payments and stop or prevent foreclosures and judgments.

At the Law Office of Steven P. Taylor, P.C., an experienced bankruptcy attorney will guide you through what bankruptcy options are available.

Chapter 7 – This may be the quickest and most beneficial bankruptcy solution.

Chapter 13 – If you have reliable income Chapter 13 bankruptcy allows you to enter into a repayment plan to clear your debts over a 3 to 5 year time frame.

Learn your options after consulting with the Law Office of Steven P. Taylor, P.C.  today. Contact us via email to schedule a FREE initial consultation or CALL my Indianapolis Bankruptcy Office at  317-271-1111 OR my Kokomo Bankruptcy Office at 765-868-0807.

We are a debt relief agency. OUR DEBT RELIEF LAWYERS help people file for bankruptcy under the united States bankruptcy code. IF YOU NEED DEBT RELIEF, OUR LAWYERS ARE READY TO HELP.